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Big Income Tax Changes!

Have you filed your 2018 Federal tax return? Did you find that your refund is lower than last year? Do you owe more than you had withheld? The major tax changes made last year have really affected the withholding formula. Because of that your retirement check and your social security payment probably increased and less was withheld. You can make sure this does not happen to you for your 2019 tax filing, here’s how:

  1. Collect your 2018 return paper work (include all statements for investments and bank accounts)

  2. Get online (if you don’t have access to a computer at home try the public library)

  3. Go to

  4. On the upper right of the page you can view a video on how to use the calculator

  5. When you are done, you can adjust your W-4 on the DFAS website:

  6. If you aren’t familiar with this page there are video instructions available by going to

  7. Still need help? Your kids or grandchildren are great tech help resources.

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